Health Insurance Protection from the cost of everyday life
No matter what stage of life you are in, supplemental health insurance is just what the doctor ordered.
An important part of financial planning is ensuring you have comprehensive health and dental coverage in place. If you are retiring, changing jobs or self-employed, we have solutions for you.
Personal Health Coverage is the easy, affordable way to protect you and your family from the growing list of health care costs that are not covered by your provincial health plan.
Replacement Health Coverage is the affordable way to stay protected from the excessive cost of health care when you are no longer covered by an employer plan.
Attract and retain employees with a Group Benefit Plan. A group plan can be tailored to suit your needs depending on the size and need of the business.
Personal Health Coverage What is personal health insurance?
Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. While provincial health plan provides coverage for many health expenses, there are gaps that can have a significant impact on your finances. For example, depending on the province or territory where you live, you may have to pay for:
You should consider personal health insurance if:
Replacement Health Coverage
What is replacement health coverage?
If you are leaving a group benefits plan that provided you with health benefits, you can apply for replacement health coverage.
You need to apply within 60 days of leaving your group benefits plan. Each applicant must have provincial healthcare coverage in place.