Learn About Our Current Affiliate Organizations

Affiliate Partners

We place personal and commercial insurance with following companies.

Standard Insurance Carriers

Travelers
SGI
Pembridge
Intact
Gore
Economical
Coachman
CHUBB_Logo_Black_RBG
Aviva
Pafco

…and many more.

Specialty Insurance Carriers

Victor
special-risk-insurance-managers-1
premier
milnco
groupone
excess-logo-870x455-1
cansure-new
B&W
April

…and many more.

Life & Travel Insurance Carriers

Tugo
Travelance
Sunlife
RBC
Manulife
Ingle
IA
GMS
Foresters
Destination Canada
Canada Life
BMO

…and many more.

Licenses & Ownership

At Imperial Insurance and its affiliated company Insureline Imperial, everyone holds an active license on a continuous basis.

As a Broker we must declare to our customers if we have any other financial links that could be considered a conflict of interest. We can confirm:

  • We do not have any direct or indirect ownership interest by an insurer or financial conglomerate; and,
  • We have no loans or credit facility with any insurance company

Disclaimer: Auto, Home, and Commercial insurance is powered by InsureLine Imperial.
The information collected on the website is for informational purposes only; it does not warrant or guarantee any coverage.

Broker’s Duty and Compensation

Thank you for your business. As your Independent Insurance Broker, we shop insurance products and services on your behalf that are available, affordable, and understandable.

Our role is to provide you with the best insurance value that combines coverage, service, and price. As an independent broker, we work on your behalf as your intermediary, to advocate with insurance companies and resolve any questions you may have throughout the time you hold a policy, and to ensure your ongoing satisfaction. We provide personalized quality service that includes professional insurance advice and ongoing policy maintenance.

We are compensated by a sales commission on policies we sell, and we may also receive a renewal commission on policies that remain active. Commissions are paid by the company that provides the product you purchase.

The following ranges apply to both new and renewal policies

  • Auto Insurance: 5% - 12.5% of premium
  • Property, Personal & Commercial Insurance: 12.5% – 20% of premium

In order for us to maintain strong relationships with quality insurers, we work with each to provide the type of business they desire. The insurers recognize our efforts through a Contingent (Profit) Commission contract. Payment of this Contingent (Profit) Commission depends on a combination of growth, profitability (loss ratio), volume, retention, and increased services that we provide on behalf of the insurer.

Contingent (Profit) Commission is not guaranteed. For detailed information on Contingent Commission please go to the individual company’s website.

Should there be an increase in the commission schedule we receive from your insurer or any other material change that affects the compensation arrangements, we shall endeavour to notify you.

Our disclosure commitments are made in the best interest of consumers. We encourage you to also consult the commitments made by the insurance industry and individual companies by consulting their websites or other available information.

If you have any additional questions or require any information regarding any of the compensation received, please do not hesitate to contact us.

 

Last Updated: September 2022